HIPPA

What is HIPPA?

The Health Insurance Portability and Accountability Act of 1996(HIPPA), was the result of efforts by the Clinton Administration and congressional healthcare reform proponents to reform healthcare. The goals and objectives of this legislation are to streamline industry inefficiencies, reduce paperwork, make it easier to detect and prosecute fraud and abuse and enable workers of all professions to change jobs, even if they (or family members) had pre-existing medical conditions. 

The HIPPA legislation had four primary objectives:

Tittle I:
Guarantees health insurance access, portability and renewal.

  • Guarantees coverage and renewal
  • Eliminates some pre-existing condition exclusions
  • Prohibits discrimination based on health status

Tittle II:
Preventing healthcare fraud and abuse

  • Fraud and abuse controls
  • Administrative Simplification (AS) provisions (Subtitle)
  • Medical Liability Reform

Tittle III:

  • Medical Savings Accounts
  • Health Insurance tax deduction for self-employed

Tittle IV:

  • Enforcement of group health plan provisions

Tittle V:

  • Revenue offset provisions